About
The
rise of technology in India has brought into force many types of equipment that
aim at more customer satisfaction. ATM is one such machine which made money
transactions easy for customers to bank. The other side of this improvement is
the enhancement of the culprit’s probability to get his ‘unauthentic’ share.
Traditionally, security is handled by requiring the combination of a physical
access card and a PIN or other password in order to access a customer’s
account.
When
a match is made with the PIN but not the images, the bank could limit
transactions in a manner agreed upon by the customer when the account was
opened, and could store the image of the user for later examination by bank
officials. In regards to bank employees gaining access to customer PINs for use
in fraudulent transactions, this system would likewise reduce that threat to
exposure to the low limit imposed by the bank and agreed to by the customer on
visually unverifiable transactions.
The
last consideration is that consumers may be wary of the privacy concerns raised
by maintaining images of customers in a bank database, encrypted or otherwise,
due to possible hacking attempts or employee misuse. However, one could argue
that having the image compromised by a third party would have far less dire
consequences than the account information itself. Furthermore, since nearly all
ATMs videotape customers engaging in transactions, it is no broad leap to
realize that banks already build an archive of their customer images, even if
they are not necessarily grouped with account information.
Literature Review
For
most of the past ten years, the majority of ATMs used worldwide ran under IBM’s
now-defunct OS/2. However, IBM hasn’t issued a major update to the operating system
in over six years. Movement in the banking world is now going in two
directions: Windows and Linux. NCR, a leading world-wide ATM manufacturer,
recently announced an agreement to use Windows XP Embedded in its next
generation of personalized ATMs (crmdaily.com.) Windows XP Embedded allows OEMs
to pick and choose from the thousands of components that make up Windows XP
Professional, including integrated multimedia, networking and database
management functionality. This makes the use of off-the-shelf facial
recognition code more desirable because it could easily be compiled for the
Windows XP environment and the networking and database tools will already be in
place.
Abstract
There
is an urgent need for improving security in banking region. With the advent of
ATM though banking became a lot easier it even became a lot vulnerable. The
chances of misuse of this much hyped ‘insecure’ baby product (ATM) are manifold
due to the exponential growth of ‘intelligent’ criminals day by day. ATM
systems today use no more than an access card and PIN for identity
verification. This situation is unfortunate since tremendous progress has been
made in biometric identification techniques, including finger printing, retina
scanning, and facial recognition.
Conclusion
We
thus develop an ATM model that is more reliable in providing security by using
facial recognition software.
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